Moderate 2036/2037 Enrollment Portfolio
Overview
| Unit value as of | ||
|---|---|---|
| Day change | ||
| Total annual asset-based fees | ||
| Inception date | 9/27/2024 |
The Moderate Enrollment Year Portfolios are intended for those who prefer to invest primarily in index mutual funds and ETFs across a mix of equity, real estate, fixed income, and bank deposits. There are two sets of Passive Enrollment Year Portfolios that are distinguished by their relative risk levels: Aggressive Enrollment Year Portfolios and Moderate Enrollment Year Portfolios. Each Moderate Enrollment Year Portfolio allocates more assets to fixed income and bank deposits than the Aggressive Enrollment Year Portfolio with corresponding enrollment years.
Risk level
Asset allocation shifts from equity-based to fixed income-/cash-based as the beneficiary approaches enrollment.
Historical performance
Average annual total returns as of 10/31/2024
| Category | Moderate 2036/2037 Enrollment Portfolio | Benchmark |
|---|---|---|
| Year to date | ||
| 1 year | ||
| 3 years | ||
| 5 years | ||
| 10 years | ||
| Since inception | -2.00% | -2.34% |
Average annual total returns as of 9/30/2024
| Category | Moderate 2036/2037 Enrollment Portfolio | Benchmark |
|---|---|---|
| Year to date | ||
| 1 year | ||
| 3 years | ||
| 5 years | ||
| 10 years | ||
| Since inception | 0.00% | -0.13% |
The performance data quoted represent past performance and are net of all fees and expenses. Past performance is not a guarantee of future results. Your returns and the principal value of your account will fluctuate, so your investment may be worth more or less than the original value when you withdraw your money. Current performance may be lower or higher than the performance quoted above. Investors cannot invest directly in a benchmark.
All performance figures in the table, with the exception of the performance figures in the year-to-date column, represent the average annual compound rate of the total return. All figures in the year-to-date column represent cumulative, nonannualized returns.
Asset allocation
- 60.00% Equity
- 40.00% Fixed Income
The target asset allocations shown for this option are as of September 27, 2024.
Underlying funds
| Ticker | Underlying fund | Allocation |
|---|---|---|
| VSMPX | Vanguard Total Stock Market Index Fund | 34.80% |
| TCIEX | Nuveen International Equity Index Fund | 16.80% |
| VEMRX | Vanguard Emerging Markets Index Fund | 4.20% |
| VRTPX | Vanguard Real Estate II Index Fund | 4.20% |
| VBMPX | Vanguard Total Bond Market Index Fund | 25.00% |
| VTIFX | Vanguard Total International Bond Index Fund | 4.00% |
| VGIVX | Vanguard Emerging Markets Government Bond Index Fund | 3.00% |
| SPHY | SPDR Portfolio High Yield Bond ETF | 8.00% |
The above table lists the underlying investments in which this investment portfolio invests and the percentage of the investment portfolio’s assets allocated to each of its investments. Please keep in mind that if you invest in this investment portfolio, you will own this investment portfolio; you will not own shares in any of the above mutual funds. For more information on investment portfolios, fees and expenses, including cost examples, please read the Plan Description.
To learn more about the Bright Start Direct-Sold College Savings Program, its investment objectives, risks, charges and expenses please see the Plan Description at BrightStart.com before investing. Read it carefully. Investments in the Plan are neither insured nor guaranteed and there is the risk of investment loss. Check with your home state to learn if it offers tax or other benefits such as financial aid, scholarship funds or protection from creditors for investing in its own 529 plan before investing.
The material contained on this website is not intended to be a recommendation or investment advice, does not constitute a solicitation to buy, sell or hold a security or investment strategy and is not provided in a fiduciary capacity. The information provided does not take into account the specific objectives or circumstances of any particular investor or suggest any specific course of action. Investment decisions should be based on an investor’s objectives and circumstances.
TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, is the distributor and underwriter for the Bright Start Direct-Sold College Savings Program.